Register for PhilHealth
Register with the Philippine Health Insurance Corporation (PhilHealth) to get medical coverage and benefits.
This guide is for planning and preparation. Details may change, so verify current requirements with the official sources before applying, paying fees, or submitting documents.
Review and freshness
This guide has a recorded editorial review date. Always verify final requirements, fees, forms, and appointment rules with official sources before applying.
Plain English summary
PhilHealth registration gives you a PIN and member record. The most important part is filling out the PMRF correctly, especially your membership category and dependents.
What you need to prepare first
- Completed PMRF
- Valid ID or birth certificate
- Dependent details, if you will declare dependents
What usually confuses people
- Registration is free, but some member types must pay premiums.
- The MDR is often more useful than the printed ID during hospital transactions.
Estimated timeline
Same day (Walk-in)
Estimated fees
Usually free
Who this is for
All citizens of the Philippines needing basic health insurance coverage.
Location
Philippines
Eligibility
Universal Health Care
Every Filipino citizen is eligible for PhilHealth under the Universal Health Care Law.
Required documents checklist
Tap each item as you gather it. This progress stays in your browser for the current page session.
Visual step flow
Scan the process before you start
Use this overview to understand the order, then track each item in the checklist below.
Fill out the PMRF
Download the form online or get it at any PhilHealth office.
Submit documents
Go to the nearest Local Health Insurance Office (LHIO) or PhilHealth Express.
Wait for processing
The officer will verify your details and register you in the system.
Receive your ID and PIN
You will be given your PhilHealth Identification Number (PIN) and a Member Data Record (MDR).
Step-by-step instructions
Use this as a working checklist from preparation through submission.
Estimated fees
Registration Fee
Registration is free, though members may need to pay their first premium depending on their membership category.
Before submitting
Avoid rejected applications and wasted trips
Check these practical points before you pay fees, attend appointments, or hand over original documents.
Before you go
- Completed PMRF
- Valid ID or birth certificate
- Dependent details, if you will declare dependents
Verify final requirements with the official source before you travel or submit.
Common mistakes
- Not declaring dependents correctly on the PMRF, which can cause issues if they need hospitalization.
- Losing the Member Data Record (MDR) – this is often required by hospitals.
FAQ
How much is the premium contribution?
It depends on your income and membership type (e.g., Direct Contributor vs Indirect Contributor).
Source and review
This guide has a recorded editorial review date. Requirements, fees, forms, and timelines can change. Use this guide as preparation support, then verify final details with the official source before submitting anything.